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First Time Home Buyer Help

April 17, 2014

Buffalo’s Making Houses Homes Program

The Housing Division will implement the Mayor’s Livable Communities in Buffalo Initiative. Leading the efforts is the Buffalo Neighborhood Revitalization Corporation (BNRC). The Housing Division will manage programs and projects that are based on increasing home ownership in the City of Buffalo. The Making Houses Homes program is a []

Why Hire a Buyer’s Broker in the purchase of a Buffalo Home

Existing Home Owners may be eligible for the expanded tax credit

It is great fun for many Western New York buyers to search for the perfect home in WNY. They visit open houses, call listing agents to see homes that they find on the Internet. Many buyers mistake this as being in their best interest. But exactly who is that agent that they are calling loyal to? You might just be surprised that their []

Are you ready to purchase a home?

You have to admit it is a fair question. Many Buffalo Area Homebuyers bypass this question and immediately start the home search process. You are talking about your financial health and no matter if you are a 1st time home buyer or someone moving up into their next home, it is a daunting decision. Here are a couple of indications that []

What did we just do?

What did we just do?Buyers Remorse – Do you have it? What did we just do? It is a question that many 1st time home buyers and even people that are moving from one home to another ask themselves. They suddenly find themselves very worried about the future that it is going to take 30 years to pay off their mortgage and really own the home that they just []

Show me how to own a home!

Show me how to own a home!I want to own my own home! With all the Real Estate doom and gloom that the media keeps publishing, you may be thinking that it is absolutely impossible to purchase a home. The state of Real Estate market is not as horrible that the media reports, in fact there is good news. Don’t some of you remember in the 70’s and 90’s? If you think things []

What is PMI

What is Private Mortgage Insurance PMI is extra insurance that lenders require from most home buyers who obtain loans that are more than 80 percent of their new home’s value. In other words, buyers with less than a 20 percent down payment are normally required to pay PMI. Why do []

Who are Fannie Mae & Freddie Mae and why should this be important to WNY home owners?

Author : Colleen Kulikowski Published: November 24th, 2009

Who are Fannie Mae & Freddie Mae and why should this be important to WNY home owners?Fannie Mae and Freddie Mac are publicly-owned agencies overseen by the Federal Government. Fannie and Freddie have very simple and direct mission statements: To make sure that mortgage monies are available to homeowners who are looking for cost-effective home loans. Western New York homeowners do not borrow directly from these agencies. []

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